Roadside assistance can be a lifesaver if you have a flat tire, run out of gas, or need to be towed. Before choosing a roadside assistance plan, you'll want to do a little bit of research to make sure you are getting the services you need in the event of a car emergency. Here are some things to consider when looking for a roadside assistance plan.
Check To See If You Already Have Coverage
You may already have roadside assistance and not even know it. Some new cars come with their own assistance plan for the first few years of ownership, so check with your dealership if you own a newer car. The length of the plan may vary, and you'll also want to make sure you know when the coverage expires so you can make other arrangements. Your car insurance policy may also include roadside assistance as part of your coverage. Check with your insurance agent to get any available information about this option. If it's not included, you may be able to add a plan as a rider for a discount.
Understand Additional Fees
Not everything is free with roadside assistance, so take some time to learn about any fees you might need to pay in addition to your monthly membership cost. For example, some plans will cover the cost of towing up to a certain number of miles. If you need to have your vehicle towed beyond that number, you may end up having to pay the difference. There may also be a deductible associated with your plan, which means you'll need to pay a certain amount upfront before the plan kicks in.
Know Which Services Are Covered
Roadside assistance plans may vary, and they don't all include the same services. Ask about which services are covered before you choose a plan, and use this information to help determine which option is right for you. Some plans might cover the cost of redoing any poor work performed by an approved mechanic, while some even offer a small amount of coverage that can go toward the cost of emergency room services if you are injured on the road. Standard services you'll want to have might include towing, flat tire repair, and jump starting for dead batteries.
Take the time to research each plan and compare both the costs and the services included in each option. Find the roadside assistance that meets your budget and your needs to ensure you are covered when trouble strikes on the road.